diff --git a/out/letter-of-explanation_address-verification.html b/out/letter-of-explanation_address-verification.html
new file mode 100644
index 0000000..7f3c2f6
--- /dev/null
+++ b/out/letter-of-explanation_address-verification.html
@@ -0,0 +1,197 @@
+<!DOCTYPE html>
+<html xmlns="http://www.w3.org/1999/xhtml" lang="" xml:lang="">
+<head>
+  <meta charset="utf-8" />
+  <meta name="generator" content="pandoc" />
+  <meta name="viewport" content="width=device-width, initial-scale=1.0, user-scalable=yes" />
+  <title>letter-of-explanation_address-verification</title>
+  <style>
+    html {
+      color: #1a1a1a;
+      background-color: #fdfdfd;
+    }
+    body {
+      margin: 0 auto;
+      max-width: 36em;
+      padding-left: 50px;
+      padding-right: 50px;
+      padding-top: 50px;
+      padding-bottom: 50px;
+      hyphens: auto;
+      overflow-wrap: break-word;
+      text-rendering: optimizeLegibility;
+      font-kerning: normal;
+    }
+    @media (max-width: 600px) {
+      body {
+        font-size: 0.9em;
+        padding: 12px;
+      }
+      h1 {
+        font-size: 1.8em;
+      }
+    }
+    @media print {
+      html {
+        background-color: white;
+      }
+      body {
+        background-color: transparent;
+        color: black;
+        font-size: 12pt;
+      }
+      p, h2, h3 {
+        orphans: 3;
+        widows: 3;
+      }
+      h2, h3, h4 {
+        page-break-after: avoid;
+      }
+    }
+    p {
+      margin: 1em 0;
+    }
+    a {
+      color: #1a1a1a;
+    }
+    a:visited {
+      color: #1a1a1a;
+    }
+    img {
+      max-width: 100%;
+    }
+    svg {
+      height: auto;
+      max-width: 100%;
+    }
+    h1, h2, h3, h4, h5, h6 {
+      margin-top: 1.4em;
+    }
+    h5, h6 {
+      font-size: 1em;
+      font-style: italic;
+    }
+    h6 {
+      font-weight: normal;
+    }
+    ol, ul {
+      padding-left: 1.7em;
+      margin-top: 1em;
+    }
+    li > ol, li > ul {
+      margin-top: 0;
+    }
+    blockquote {
+      margin: 1em 0 1em 1.7em;
+      padding-left: 1em;
+      border-left: 2px solid #e6e6e6;
+      color: #606060;
+    }
+    code {
+      font-family: Menlo, Monaco, Consolas, 'Lucida Console', monospace;
+      font-size: 85%;
+      margin: 0;
+      hyphens: manual;
+    }
+    pre {
+      margin: 1em 0;
+      overflow: auto;
+    }
+    pre code {
+      padding: 0;
+      overflow: visible;
+      overflow-wrap: normal;
+    }
+    .sourceCode {
+     background-color: transparent;
+     overflow: visible;
+    }
+    hr {
+      border: none;
+      border-top: 1px solid #1a1a1a;
+      height: 1px;
+      margin: 1em 0;
+    }
+    table {
+      margin: 1em 0;
+      border-collapse: collapse;
+      width: 100%;
+      overflow-x: auto;
+      display: block;
+      font-variant-numeric: lining-nums tabular-nums;
+    }
+    table caption {
+      margin-bottom: 0.75em;
+    }
+    tbody {
+      margin-top: 0.5em;
+      border-top: 1px solid #1a1a1a;
+      border-bottom: 1px solid #1a1a1a;
+    }
+    th {
+      border-top: 1px solid #1a1a1a;
+      padding: 0.25em 0.5em 0.25em 0.5em;
+    }
+    td {
+      padding: 0.125em 0.5em 0.25em 0.5em;
+    }
+    header {
+      margin-bottom: 4em;
+      text-align: center;
+    }
+    #TOC li {
+      list-style: none;
+    }
+    #TOC ul {
+      padding-left: 1.3em;
+    }
+    #TOC > ul {
+      padding-left: 0;
+    }
+    #TOC a:not(:hover) {
+      text-decoration: none;
+    }
+    code{white-space: pre-wrap;}
+    span.smallcaps{font-variant: small-caps;}
+    div.columns{display: flex; gap: min(4vw, 1.5em);}
+    div.column{flex: auto; overflow-x: auto;}
+    div.hanging-indent{margin-left: 1.5em; text-indent: -1.5em;}
+    /* The extra [class] is a hack that increases specificity enough to
+       override a similar rule in reveal.js */
+    ul.task-list[class]{list-style: none;}
+    ul.task-list li input[type="checkbox"] {
+      font-size: inherit;
+      width: 0.8em;
+      margin: 0 0.8em 0.2em -1.6em;
+      vertical-align: middle;
+    }
+    .display.math{display: block; text-align: center; margin: 0.5rem auto;}
+  </style>
+</head>
+<body>
+<h1 id="letter-of-explanation-address-verification">Letter of
+Explanation — Address Verification</h1>
+<p>To Whom It May Concern,</p>
+<p>I am writing in response to the request for clarification regarding
+my relationship to the properties listed below.</p>
+<ol type="1">
+<li><p><strong>104 Crest Pointe, Warner Robins, GA</strong></p>
+<p>This property is my parents’ primary residence. I did not participate
+in the purchase or ownership of this property and have never held any
+ownership interest in it. I resided at this address rent-free from
+<strong>September 2021 through June 2025</strong> as a family member. My
+role during this period was solely that of a resident; I was not a
+tenant under a lease, owner, or otherwise financially responsible for
+the property.</p></li>
+<li><p><strong>104 Crest Pointe, Centerville, GA</strong></p>
+<p>I have never lived at, owned, or otherwise been associated with a
+property at this address. I believe this is an erroneous address for 104
+Crest Pointe, Warner Robins, GA (Centerville is a neighboring
+municipality of Warner Robins).</p></li>
+</ol>
+<p>Please let me know if any additional information or clarification is
+required.</p>
+<p>Sincerely,</p>
+<p>Zane Meyers</p>
+</body>
+</html>
diff --git a/out/letter-of-explanation_withdrawals.html b/out/letter-of-explanation_withdrawals.html
new file mode 100644
index 0000000..3658a52
--- /dev/null
+++ b/out/letter-of-explanation_withdrawals.html
@@ -0,0 +1,194 @@
+<!DOCTYPE html>
+<html xmlns="http://www.w3.org/1999/xhtml" lang="" xml:lang="">
+<head>
+  <meta charset="utf-8" />
+  <meta name="generator" content="pandoc" />
+  <meta name="viewport" content="width=device-width, initial-scale=1.0, user-scalable=yes" />
+  <title>letter-of-explanation_withdrawals</title>
+  <style>
+    html {
+      color: #1a1a1a;
+      background-color: #fdfdfd;
+    }
+    body {
+      margin: 0 auto;
+      max-width: 36em;
+      padding-left: 50px;
+      padding-right: 50px;
+      padding-top: 50px;
+      padding-bottom: 50px;
+      hyphens: auto;
+      overflow-wrap: break-word;
+      text-rendering: optimizeLegibility;
+      font-kerning: normal;
+    }
+    @media (max-width: 600px) {
+      body {
+        font-size: 0.9em;
+        padding: 12px;
+      }
+      h1 {
+        font-size: 1.8em;
+      }
+    }
+    @media print {
+      html {
+        background-color: white;
+      }
+      body {
+        background-color: transparent;
+        color: black;
+        font-size: 12pt;
+      }
+      p, h2, h3 {
+        orphans: 3;
+        widows: 3;
+      }
+      h2, h3, h4 {
+        page-break-after: avoid;
+      }
+    }
+    p {
+      margin: 1em 0;
+    }
+    a {
+      color: #1a1a1a;
+    }
+    a:visited {
+      color: #1a1a1a;
+    }
+    img {
+      max-width: 100%;
+    }
+    svg {
+      height: auto;
+      max-width: 100%;
+    }
+    h1, h2, h3, h4, h5, h6 {
+      margin-top: 1.4em;
+    }
+    h5, h6 {
+      font-size: 1em;
+      font-style: italic;
+    }
+    h6 {
+      font-weight: normal;
+    }
+    ol, ul {
+      padding-left: 1.7em;
+      margin-top: 1em;
+    }
+    li > ol, li > ul {
+      margin-top: 0;
+    }
+    blockquote {
+      margin: 1em 0 1em 1.7em;
+      padding-left: 1em;
+      border-left: 2px solid #e6e6e6;
+      color: #606060;
+    }
+    code {
+      font-family: Menlo, Monaco, Consolas, 'Lucida Console', monospace;
+      font-size: 85%;
+      margin: 0;
+      hyphens: manual;
+    }
+    pre {
+      margin: 1em 0;
+      overflow: auto;
+    }
+    pre code {
+      padding: 0;
+      overflow: visible;
+      overflow-wrap: normal;
+    }
+    .sourceCode {
+     background-color: transparent;
+     overflow: visible;
+    }
+    hr {
+      border: none;
+      border-top: 1px solid #1a1a1a;
+      height: 1px;
+      margin: 1em 0;
+    }
+    table {
+      margin: 1em 0;
+      border-collapse: collapse;
+      width: 100%;
+      overflow-x: auto;
+      display: block;
+      font-variant-numeric: lining-nums tabular-nums;
+    }
+    table caption {
+      margin-bottom: 0.75em;
+    }
+    tbody {
+      margin-top: 0.5em;
+      border-top: 1px solid #1a1a1a;
+      border-bottom: 1px solid #1a1a1a;
+    }
+    th {
+      border-top: 1px solid #1a1a1a;
+      padding: 0.25em 0.5em 0.25em 0.5em;
+    }
+    td {
+      padding: 0.125em 0.5em 0.25em 0.5em;
+    }
+    header {
+      margin-bottom: 4em;
+      text-align: center;
+    }
+    #TOC li {
+      list-style: none;
+    }
+    #TOC ul {
+      padding-left: 1.3em;
+    }
+    #TOC > ul {
+      padding-left: 0;
+    }
+    #TOC a:not(:hover) {
+      text-decoration: none;
+    }
+    code{white-space: pre-wrap;}
+    span.smallcaps{font-variant: small-caps;}
+    div.columns{display: flex; gap: min(4vw, 1.5em);}
+    div.column{flex: auto; overflow-x: auto;}
+    div.hanging-indent{margin-left: 1.5em; text-indent: -1.5em;}
+    /* The extra [class] is a hack that increases specificity enough to
+       override a similar rule in reveal.js */
+    ul.task-list[class]{list-style: none;}
+    ul.task-list li input[type="checkbox"] {
+      font-size: inherit;
+      width: 0.8em;
+      margin: 0 0.8em 0.2em -1.6em;
+      vertical-align: middle;
+    }
+    .display.math{display: block; text-align: center; margin: 0.5rem auto;}
+  </style>
+</head>
+<body>
+<h1 id="letter-of-explanation-withdrawals">Letter of Explanation —
+Withdrawals</h1>
+<p>To Whom It May Concern,</p>
+<p>I am writing in response to the request for clarification regarding
+the recurring withdrawals to “Loan 40” dated 11/20/2024 and 12/20/2024
+as shown on my bank statements.</p>
+<p>These withdrawals are automatic payments to my Visa Platinum credit
+card, which I hold with Robins Financial Credit Union. I use this credit
+card primarily to pay for gas for my vehicle.</p>
+<p>My understanding is that “Loan 40” is the friendly name of my credit
+card account ID, which ends in L40. In my statement for this card each
+payment is shown as “Loan Payment from Share 70”. My checking account ID
+ends in S70.</p>
+<p>These payments occur on the 20th of every month, unless my balance on
+the credit card is zero. The payments will continue to occur for as long
+as I continue to use the credit card. I currently have no plans to
+cancel or stop using the credit card.</p>
+<p>Please let me know if any additional information or clarification is
+required.</p>
+<p>Sincerely,</p>
+<p>Zane Meyers</p>
+</body>
+</html>
diff --git a/wishlist.md b/wishlist.md
index b73b4c6..f9c6619 100644
--- a/wishlist.md
+++ b/wishlist.md
@@ -14,8 +14,10 @@ dg-publish: true
 
 * [ ] hand sewing thread set (multiple colors)
 * [ ] quality aux cable
+* [ ] half-letter 3-hole punch
 
 ## Pricier
 
 * [ ] [[e-ink-tablet]]
-* [ ] 61-key midi controller (M-AUDIO Keystation 61 MK3, Nektar Impact GXP61)
\ No newline at end of file
+* [ ] 61-key midi controller (M-AUDIO Keystation 61 MK3, Nektar Impact GXP61)
+* [ ] printer
\ No newline at end of file
